Empowering Your Path to Homeownership, from Loan to Keys in California

Licensed Mortgage Loan Originator and Real Estate Salesperson – Guiding You Through Every Step of the Home Buying Journey with Expertise, Integrity, and Personalized Care.

A Mother-Daughter Duo

Welcome to our real estate and mortgage hub! My name is Erica Freeman, licensed real estate and mortgage loan professional, serving clients across the Greater Los Angeles market. Working with my incredible mother, Gwendolyn Austin, at Pointe of View International Mortgage, we bring together her three decades of expertise in mortgage loan origination and sales with my fresh perspective. Leading E.Free Realty under the Pointe of View International Brokerage, we’re a dynamic mother-daughter team dedicated to making your real estate dreams a reality through personalized, expert guidance.

Learn more about Pointe of View International.

Expert Guidance

  • Combined four-decade experience in finance, real estate and mortgage loan origination
  • Experience with first-time homebuyers and investors
  • Specialize in FHA and conventional loan products

Dedicated to you

  • Personalized guidance tailored to each client’s unique needs and goals
  • Transparent and empathetic communication throughout the entire process
  • Committed to making homebuying smooth, exciting, and successful for every client

A passion for providing high-quality service

Our expertise spans home purchase loans, refinancing, and specialized lending services. We are dedicated to providing personalized, client-focused guidance throughout the entire loan process, ensuring that each client’s unique needs are met with precision and care.

Loan Consultation

Providing advice on the best mortgage options based on the client’s financial situation and goals.

Credit Analysis

Reviewing and analyzing clients’ credit reports to determine loan eligibility.

Loan Product Education

Explaining different loan products, including fixed-rate, adjustable-rate, FHA, VA, and jumbo loans.

Market Analysis

Conducting comparative market analysis to determine the value of properties.

Problem Resolution

Addressing and resolving any issues that arise during the loan process.

Closing Assistance

Coordinating the closing process to ensure all paperwork is completed and filed correctly.